Being involved in Greenville car accidents can cause your entire world to turn upside down. You may have injuries and wonder what is going to happen next. You may also be interested in finding out how to avoid any serious repercussions.
Once you leave the site of the accident and have some time to think on your own, you may think about the passengers in your own vehicle, the people in the opposing car, and any injuries that may have occurred. You may also start to remember the accident in your mind in slow motion, going through every detail. The accident itself may have only taken a few seconds, but it may seem as if it took a lifetime for the impact to occur while you were behind the wheel.
As the shock of the event starts to wear off, you know that you have a responsibility to make sure all documents are correct and that those who deserve fair compensation the most receive it. But which driver was truly at fault, and what will happen if you don’t receive enough payment for your medical injuries following the accident? You have questions, and the good news is that Double Aught Injury Lawyers has a wealth of experience in dealing with car accidents and personal injury law.
Determining Who is at Fault in Greenville Car Accidents
Whenever you are in a car accident in Greenville, South Carolina, and you file a claim with an insurance company, the adjuster will use the evidence available to them to determine which driver was at fault. Anytime there is an injury in a car accident case, either the judge or jury must make the final determination. The evidence used to make that decision could include medical records, witness statements, photographs from the scene of the accident or damage to property, and police reports.
Since the police reports from the accident could be very useful in determining which party was at fault, drivers should always contact the police department in the county where the accident took place, if they are not already present at the scene. Those involved in the accident must report it to the South Carolina Department of Motor Vehicles within 15 days if the accident resulted in either an injury or fatality or if there were more than $1,000 in property damages.
Insurance Requirements in South Carolina
In the state of South Carolina, the law requires all drivers to carry a minimum liability insurance of $25,000 for the death or injury of a single individual, $50,000 for a single accident, and $25,000 in coverage for any vehicle or other property damage you caused due to the accident. All insurance policies sold in the state must also include uninsured motorist coverage. This law is to help guarantee that all drivers can pay for damages or injuries that they caused during an accident, and to also make sure that they have coverage for their own injuries if they are involved in an accident with an uninsured motorist who was at fault.
Filing a Claim for Greenville Car Accidents
It doesn’t matter if you choose to file a claim with your own insurance company, or if you choose to file a third-party claim with the insurance company representing the other driver, there are a few steps that you must take either way to make sure that you receive the fair compensation you deserve.
The Do’s and Don’ts of Filing an Auto Accident Claim
- Do call your insurance agent immediately following the accident, especially if an injury has occurred.
- Do take pictures at the scene if possible, not just of the damage to the car itself, but also of the entire accident scene and any visible injuries you may have.
- Do be honest when speaking with your insurance company. Even if you may be at fault and feel embarrassed about the mistake you made, it is best for your insurance company to know the facts.
- Don’t provide any recorded or written statements to your insurance company until you fully understand your coverage and rights. You do not need to allow the insurance company to record your telephone conversations, and if you have any doubts, be sure to consult with a lawyer first.
- Don’t sign any documents such as waivers or releases until you have hired a lawyer. If you are involved in a bad monetary crisis, it may seem like a wise decision to accept any settlement offer you receive. But this is a decision that you shouldn’t make on a whim. Be sure to consult with an auto accident lawyer before you make any decision regarding your compensation for your injuries.
- Don’t forget that you have a contract with your insurance company and they must provide you the coverage you purchased. Always be insistent on enforcing their obligation in the matter.
Discuss South Carolina Car Accidents with a Greenville Attorney
If you were recently involved in an automobile accident in Greenville, South Carolina and could use the advice of an experienced car accident lawyer, be sure to get in touch with the legal team at Double Aught Injury Lawyers for a FREE consultation.
Bryan Ramey is a Personal Injury Attorney who practices in the upstate of South Carolina. He graduated from The University of South Carolina School of Law, and has been practicing law for 27 years now. Bryan Ramey believes in representing the injured. Learn more about his experience by clicking here.